Underwriting and Negotiating On Your Behalf

We have an aggressive approach to underwriting. By combining our underwriting department’s expertise with our producers’ knowledge, strong carrier relationships, and full utilization of carrier data, you will receive the optimal solution available for your company. You will also get rate relief as we leverage opportunities in the renewal formula.

Mid-Sized Employer

• Preparation of underwriting packets
• Full market renewal analysis
• Comprehensive report outlining available options
• Comprehensive electronic application and applicable underwriting
• Screening of health applications for accuracy

Large Employer (Experience Rated)

• Present and analyze semi-annual claims utilization report
• Quarterly experience tracking
• Analysis of plan design changes
• Aggressively negotiate renewal
• Speak the language of an underwriter
• Self-funded evaluation (appropriate ASO fee, stop loss analysis, reserve estimates)